How Do I Place a Fraud Alert on My Credit Files?

To place a fraud alert, contact any one of the three major credit bureaus. Once one bureau confirms your fraud alert, they will notify the others.

Experian Fraud Alert Center
https://www.experian.com/fraud/center.html

Equifax
P.O. Box 740241
Atlanta, GA 30374
www.equifax.com
1-888-766-0008

Experian
P.O. Box 2002
Allen, TX 75013
www.experian.com
1-888-397-3742

TransUnion
P.O. Box 2000
Chester, PA 19016
www.transunion.com
1-800-680-7289

An initial fraud alert lasts 90 days and is free, and it can be renewed for additional 90-day periods.

Will a Fraud Alert Stop Me From Using My Credit Cards?

No. A fraud alert will not prevent you from using your existing credit accounts.

Can I Still Apply for Credit After Placing a Fraud Alert?

Yes. However, potential creditors will be alerted to verify your identity before extending credit.

When I Called to Place a Fraud Alert, They Asked for My Social Security Number. Is This OK?

Yes. Credit bureaus may request your Social Security number and other identifying information to confirm your identity.

However, never provide personal information in response to unsolicited emails, text messages, or phone calls requesting sensitive information.